Down Payment Assistance Programs
100% financing, or no-down-payment loans, allows homebuyers to finance the full purchase price of a home, eliminating the need for a traditional 3%–20% down payment.
What Programs Should You Consider?
100% Financing
100% financing, or no-down-payment loans, allows homebuyers to finance the full purchase price of a home, eliminating the need for a traditional 3%–20% down payment.
Once you accept the offer, pick a closing date that works for you. We’ll arrange a home inspection (if needed) and prepare your payment!
The Georgia Dream Homeownership Program offers affordable mortgage financing and down payment assistance to first-time, low-to-moderate-income homebuyers in Georgia. Eligible participants can receive between $5,000 and $12,500+ in assistance, with 0% interest second mortgages available for down payments and closing costs. Applicants must meet income, asset, and minimum credit score requirements.
The Chenoa Fund is a national down payment assistance (DPA) program operated by CBC Mortgage Agency, offering up to 5% in assistance for FHA-insured home purchases, primarily aimed at low-to-moderate-income buyers. It provides forgivable or repayable second mortgages, usually requiring a minimum 600 FICO score, and is available nationwide except in New York.